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The Clubs Virtual Pub For general chat, so come on in and pull up a chair. |
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20-09-2018, 20:58 | #16 |
Off road maniac
Join Date: Dec 2009
Location: Bexhill on Sea
Vehicle: Y60 Patrol Me, 3 ltr Mrs
Posts: 17,299
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You are too good to loose, Rick
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Ex banger racer now off road maniac Lokka on the front with manual hubs Diff lock on rear 3 inch SS straight through exhaust Manly winch bumper with 13000 lb winch 10 spike ground anchor, with multiple straps and blocks Super strong body cills capped with scaffold pole 20% stronger springs all round aggressive off road tyres on wheels so just swap. Aim to get stuck and be completely self sufficient in extraction, love getting muddy, 2ft deep is good but rare. |
20-09-2018, 21:04 | #17 |
Senior Member
Join Date: Oct 2014
Location: Gone.
Vehicle: Terrano ii
Posts: 2,215
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Wonderful posts up there.
The problem with HP is that ownership doesn't pass to the purchases until the final payment has been made, so when looking at the business models as mac posted, the owner (seller) will do whatever they can to protect their asset. Unfotunately he's got to stick to their terms, unless the terms could be considered unreasonable and were hidden away. |
20-09-2018, 21:37 | #18 |
Senior Member
Join Date: Sep 2004
Location: UK
Posts: 12,965
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Absolutely if he’s signed an agreement hard lines. It’s years since I last had HP on a vehicle but if they tried it on with me I’d walk away, call me old fashioned but I won’t give up freedom lightly. Too much freedom has been eroded over the years.
Looks like I’d better keep my trucks on the road so I don’t have to buy another vehicle |
20-09-2018, 22:49 | #19 | |
Senior Member
Join Date: Aug 2008
Location: Derby
Vehicle: Freelander & Jeep GC 3.0
Posts: 4,415
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Quote:
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20-09-2018, 23:01 | #20 |
Senior Member
Join Date: Sep 2004
Location: UK
Posts: 12,965
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Yes well past the cooling off.
To be honest it concerns me now as my youngest son that paid out for huge engine repairs late last year managed to write his car off on Sunday evening so he’s going out looking for a new car at the weekend. It’ll be something I’ll take note of to see what garages are doing. |
21-09-2018, 06:14 | #21 |
Senior Member
Join Date: Oct 2014
Location: Gone.
Vehicle: Terrano ii
Posts: 2,215
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As mentioned, get a bank loan and the car will be owned outright from day 1, assuming there's no other outstanding HP on it.
Another bit of law for you being that if you innocently buy something that belongs to someone else, they can take possession of it and you lose your money and asset. Worth looking at an HP checker on the next car. |
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