accident

[Deleted account DD]

Originally Posted by briggie

£106 +vat ...... PER DAY !!!!!!

thats the quoted daily rate. the negotiated cost at settlement will drop to somehwere nearer £15 to £20 a day. Thats how much i hired 3 people carriers for in june

The telling thing regarding liability and how decent the comapanies are will be if you have to pay your excess up front. These days when liabilitty is admitted in full by the other party you dont pay on collection because they know youre in line to claim it back and that costs them more.

Thats certainly the way direct line worked last year

[briggie]

i have a letter from my insurance company that says the other party has admited full liability for the accident , my excess will be waived and my no claims bonus will not be affected

[jims-terrano]

Good to hear there's no XS to pay or NCB is clear too. I think you're probably in a waiting game now Pete. I guess you'll have to see what the car is like afterwards and fight for every little detail that may or may not be wrong with it. Don't forget it may very well come back and be fine.

Jim

[Deleted account DD]

Originally Posted by briggie

i have a letter from my insurance company that says the other party has admited full liability for the accident , my excess will be waived and my no claims bonus will not be affected

good stuff the only thing to watch out for next is a big hike in premium next renewal. They do it, they allege, because you're now a higher risk irrespective of blame having been involved in an rtc.

when i queried it i was told statistically more than 50% (if i remember the figure) of drivers involved in no blame are involved in blameworthy within a year. I asked them to provide the source of these figures , funnily enough im still waiting.

to demonstrate even further that its a money making scam i asked how long this extra payment would apply. 5 years was the answer.

**** off was the reciprocal answer when they asked me if i was going to renew with them.

[briggie]

ok assesor been today ( while i wasnt in ) .

he had a look around the car , and estimates approximately £1500 damage , which is " beyond economic repair " .

he is going to write a report to send to my insurers , the other guys insurers , and send me a copy ( i insisted )

they are then going to value my car using caps grey guide ( or summat like that ) . i suspect this is where we are going to disagree big time , ive allready told him i value the vehicle close to 2k ( gotta try havent you lol )

so i await for their offer , so i can refuse it lol

[briggie]

http://www.cap.co.uk/ProductsService...0/Default.aspx

[(RIP) PLANK]

don't forget you are a member of an owners club and an enthusiast of these fine vehicles - it is not just another second hand car they are looking at!

I did this with one of my Mrs's "2cv's once and it nearly doubled their estimate and made the car economic to repair again

[rustic]

Originally Posted by PLANK

don't forget you are a member of an owners club and an enthusiast of these fine vehicles - it is not just another second hand car they are looking at!

I did this with one of my Mrs's "2cv's once and it nearly doubled their estimate and made the car economic to repair again

Good point, yet another good reason for joining this club

[jims-terrano]

Eyup Briggie any news on this yet mate?

Jim

[lacroupade]

Originally Posted by briggie

ok assesor been today ( while i wasnt in ) .

he had a look around the car , and estimates approximately £1500 damage , which is " beyond economic repair " .

he is going to write a report to send to my insurers , the other guys insurers , and send me a copy ( i insisted )

they are then going to value my car using caps grey guide ( or summat like that ) . i suspect this is where we are going to disagree big time , ive allready told him i value the vehicle close to 2k ( gotta try havent you lol )

so i await for their offer , so i can refuse it lol

but even if you get to £2k, by the time you add in car hire etc... its still uneconomical for them to fanny about.....better for them to write it off, pay you, then get a few hundred quid back on scrap. Costs them less in the long run that way than repairing it.

[briggie]

after a lot of discussion and stupid offers from the assesor ,we have finally agreed on a value of £1800 for sally .

im quite happy with that ,but the rules seems to have changed a bit.

you now have 3 days from when the cheque is authorised ( NOT WHEN RECEIVED ) to return the hire vehicle /find a replacement vehicle .

im on holiday and was told i had to return the hire car , i said im on holiday , and if you wish me to return the car , i will , but you will get a bill for a cancelled holiday.

a short while later i got a call to say i could keep it until i get home

[Terranical]

Result - well done! So now the hunting for another Sally begins?

[jims-terrano]

Nice one Pete, at least you have a second car to get you around until you get another motor.

Enjoy the hol
Jim

[clivvy]

fantastic Peter, wll done, and its excellent see the fruits from you sticking to your guns mate.

£1800!! thats bloody superb mate im well pleased for you, that amount of money gives you a fantastic choice of replacement vehicle. just take your time, and i advise an AA inspection or at the very least friends to inspect any car you fancy.