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Old 20-09-2018, 20:58   #16
solarman216
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You are too good to loose, Rick
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Ex banger racer now off road maniac
Lokka on the front with manual hubs
Diff lock on rear
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aggressive off road tyres on wheels so just swap.
Aim to get stuck and be completely self sufficient in extraction, love getting muddy, 2ft deep is good but rare.
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Old 20-09-2018, 21:04   #17
don simon
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Wonderful posts up there.
The problem with HP is that ownership doesn't pass to the purchases until the final payment has been made, so when looking at the business models as mac posted, the owner (seller) will do whatever they can to protect their asset.
Unfotunately he's got to stick to their terms, unless the terms could be considered unreasonable and were hidden away.
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Old 20-09-2018, 21:37   #18
jims-terrano
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Absolutely if he’s signed an agreement hard lines. It’s years since I last had HP on a vehicle but if they tried it on with me I’d walk away, call me old fashioned but I won’t give up freedom lightly. Too much freedom has been eroded over the years.
Looks like I’d better keep my trucks on the road so I don’t have to buy another vehicle
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Old 20-09-2018, 22:49   #19
macabethiel
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Quote:
Originally Posted by jims-terrano View Post
Absolutely if he’s signed an agreement hard lines. It’s years since I last had HP on a vehicle but if they tried it on with me I’d walk away, call me old fashioned but I won’t give up freedom lightly. Too much freedom has been eroded over the years.
Looks like I’d better keep my trucks on the road so I don’t have to buy another vehicle
True we are assuming he is past the 14 day cooling off period where he can cancell the agreement without penalty.
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Old 20-09-2018, 23:01   #20
jims-terrano
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Yes well past the cooling off.

To be honest it concerns me now as my youngest son that paid out for huge engine repairs late last year managed to write his car off on Sunday evening so he’s going out looking for a new car at the weekend. It’ll be something I’ll take note of to see what garages are doing.
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Old 21-09-2018, 06:14   #21
don simon
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As mentioned, get a bank loan and the car will be owned outright from day 1, assuming there's no other outstanding HP on it.
Another bit of law for you being that if you innocently buy something that belongs to someone else, they can take possession of it and you lose your money and asset. Worth looking at an HP checker on the next car.
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